Veronica M Ramirez

Making Your First Time Painless

Links

If you are looking for more information take some time to check out the links below. If you have any questions at all, please feel free to email or call me at anytime.

My Fico Score

Experian

Equifax

TranUnion

Consumer Credit Counseling of Delaware Valley

Your First Time

Most people do it for the first time soon after college. Some wait till marriage. But you? You have remained sheltered and untouched. Until now.

If you are thinking it’s time, then maybe it is. You’ve probably been talking it over a lot with those closest to you, especially those who have already done it. Maybe even your parents, since they have experience with it. Trying to make the big decision, “Am I really ready for this kind of commitment?”

I know you’re nervous. It’s only natural your first time.

A simple and effective way of making your first time a smooth, memorable and painless one is by working with a professional. We will ease into the process slowly and carefully, being sure all along that you feel this is the right place and time. I will show you the many different places in the city that you can do it as well as the several different ways it can be done.

Of course I am talking about buying your first home. I am a licensed and experienced Realtor in the City of Philadelphia, specializing in working with first time home buyers. I will take you through the home buying process step by step. I will familiarize you with the many different types of housing available to you and the several amazing neighborhoods that the City of Philadelphia offers. In today’s market there is a growing selection of homes available to choose from. Even the nation's leading group of real estate agents now says it's a buyer's market in housing, with so many choices available to you

Additionally, I can offer you referrals to reputable mortgage brokers who will help you find the right financing for your first purchase. With any referral I offer, you can be assured that they will provide you with the same excellent service that I provide.

This is a big step for you and if you stick with a professional, no one will ever guess it’s your first time and who knows, there may even be fireworks, rhetorically speaking of course...

Looking forward to it!

Veronica M. Ramirez, REALTOR

You Will Never Forget Your First Time, So Make it a Good One With Me

Congratulations! You have decided to purchase a home, or are at least thinking about it.

You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage, the equity you earn is yours. Over time, your home will increase in value.
I will take you through the entire home buying process step by step. The FIRST item on your agenda should be to attend one of my First Time Home Buyer Seminars. This seminar will educate you on the home buying process so that you can understand everything that will happen clearly.
Please feel free to call or email me at anytime to set up an appointment privately or to attend a seminar.
Veronica M. Ramirez
215-900-0690
vramirez@cbrca.com
In the following reports, you'll find some information you can review start your education in buying a home.

		Generation Y Do you fall into this category, hear what the news is about your generation
		Buying Your First Home Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
		Buyers Regret Is the grass always greener on the other side. Learn more about Buyer's Regret.
		The Right Home at the Right Price This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
		Avoid Common Buyer Errors Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
		But Do You Need It Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.